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Both Catherine and Eugenie clearly did well. However, Eugenie did not only do a combined degree but also an honours degree, which is considered slightly more difficult than a regular degree.Kate would have done the best, getting an A in maths. There is nothing more or less about a combined degree. It’s just two or even three subjects. It makes no difference. No none of them did a masters. It wouldn’t be part of your degree and you would have to apply separately. Both Kate and William technically do have master degrees as that’s what it’s called in Scotland. However, that is just semantics.
Thanks for the explanation about Scotland; looked into a little bit more. It's interesting that a Scottish MA would be a similar level to a Scottish BSc. I guess the 'ancient universities' didn't want to do away with the titles they traditionally awarded; even when the rest of Europe tried to create a somewhat shared Bachelor-Master structure when agreeing to the Bologna Declaration.
For about 20 years a Master's has been a separate degree in the rest of Europe as well; however, still the combination of a Bachelor and a Master is what is considered a complete university education (to enter the workforce). Having only a research university Bachelor's won't get you that far in countries with a binary higher education system; a Hogeschool/Hochschule Bachelor would be different as that is considered a 'final degree' and appropriate for entrance to the workforce but for other jobs than you would be qualified for with a university master's degree.